Friendly and approachable advisers

Looking after you every step of the way

Welcome to Mortgage Smart, a team of approachable, well established Mortgage Advisors based in Northamptonshire, Oxfordshire and Buckinghamshire. With so many choices of mortgage schemes available quite often it’s difficult to know where to start. Here the team are Mortgage Smart and know the market inside out.

We work for you not the financial institution and have your best interests at heart.

We offer plain talking, jargon free mortgage advice at a pace that suits you.

So whether you’re a First Time Buyer, an experienced mover or a Landlord – we’ll match you to the best mortgage product saving you time and money.

We are here to support you and take the stress and uncertainty that comes with buying and selling property.

Once we’ve helped you source the most suitable mortgage, we will also advise you on the best Protection Products to ensure you can be fully protected – no matter what life throws at you.

Friendly and approachable and looking after you every step of the way.

Call us today to arrange a free initial consultation.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. The Financial Conduct Authority does not regulate all Buy to Let mortgages.

Excellent

Based on 16 reviews

Kate Williams

2023-05-31

I have used Rachel from Mortgage Smart a few times now and would highly recommend her. I have always found mortgages and life insurance confusing but Rachel explained things clearly to me and made sure I understood what I was signing. This made the whole process as stress-free as possible. I recommend getting in contact with Mortgage Smart.

Samantha Rutland

2023-02-02

Nigel was very helpful when we purchased our first home. I feel I was a bit of a pain with the amount of questions and worries I had due to knowing nothing about buying a house, but Nigel didn’t seem bothered and I was always there for a last minute phone call to put my mind at rest. He also helped us with our insurance policies too which was one less thing to worry about. Couldn’t recommend him enough and we were happy with the solicitors he uses too.

Ramunas Astrauskas

2022-11-18

Definitely recommend. Helped a lot during the process and made it a very easy task to buy a house. A+ from me.

Saul B

2022-10-17

Honestly, I cannot recommend Rachel highly enough, we needed help navigating a mortgage as self employed and she got us the best possible product, and when our buyer pulled out at the last minute she picked up the phone instantly, negotiated an extension and chased up the new buyers solicitor, worth every single penny and more. Would never choose anyone else and will use her for any future needs unquestionably.

Matt Spaull

2022-10-04

Rachel is amazing! Takes the time to listen to my mortgage questions. Wouldn’t use anyone else.

Ali Ghabeli Juibary

2022-09-21

I worked with Nigel in this great company. It was really great experience working with him. It was a very difficult and complex job for purchasing my first home because all of my funds were from Iran. He was very responsive and flexible to work around my schedule when organising times to talk through my options. I highly recommended working with this company. Thank you so much.

A A Sheader

2022-07-25

Selina is amazing. We had a really long journey to buying our house, and she was there every step of the way - in fact, I think we’d have never got there without her help! She was incredibly responsive to our questions (there were lots) and worries (even more of those). She helped smooth over a very bumpy application process, and despite having been working with us for more than seven months at that point still took the time to call us several times between exchange and completion to reassure us everything was on track! I 100% recommend Selina and MortgageSmart, and we’ll never use anyone else again.

Sarah Myers

2022-07-17

I cannot recommend this company enough. Nigel was fantastic from day 1 and was always on the end of the phone or email. He was very patient with us as there were a few added complications on our side. Would definately use again.

Tanita Gibbs

2022-07-03

The best. So helpful, so kind and patent with someone who is so nervous! Taken so much time to explain everything (more than once). Excellent service as always!

Andrew Winter

2022-06-22

Rachel was a great help getting all the financial side of our house move in place for us. Very responsive and flexible to work around our schedule when organising times to talk through our options. Working with her took a lot of the stress out of this side of moving house. Highly recommended.

The firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity. Our typical fee is £395.

Mortgage Smart Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited. Personal Touch Financial Services Limited is authorised and regulated by the Financial Conduct Authority.

Registered in England & Wales, 11754334

Your home may be repossessed if you do not keep up repayments on your mortgage.